Cost of Living

Some benefits, such as Pension Credit, which is a means tested benefit for pensioners on low incomes, often go unclaimed by the 800,000 people nationally who are eligible. There are various useful benefits calculator tools available from independent websites including:

• Universal Credit (opens in new window) – The Department of Work and Pensions (DWP) want to encourage people who could be better off financially to consider moving to UC. 
• Pension Credit (opens in new window) – If you are entitled to Pension Credit this can lead to additional help with Council Tax and free TV licenses for over 75’s. To check if you might be entitled to Pension Credit visit their website.
• Housing Benefit (opens in new window) – Housing benefit can help towards the cost of your rent if you are on a low income. The amount of benefit you get depends on the level of your capital and income, together with your individual circumstances. 
• Council Tax Support (opens in new window) – Council Tax Reduction can help pay towards some or all of your Council Tax bill if you are on a low income, even if you own your own home and whether or not you work.
• Turn2us (opens in new window), a national charity providing practical help to people who are struggling financially, has a benefits calculator (opens in new window) and grants search tool (opens in new window) to help you find out what support you can get. They also have information on benefits and information on help with paying energy and water bills.
• Citizens Advice (opens in new window) can also make referrals for people to receive help from food banks.
• Policy in Practice website (opens in new window)
• Entitled To website (opens in new window)

Before you get started, it’s a good idea to make sure you know:

• Your total income from any earnings you have
• What your rent is
• Your council tax band
• The cost of your childcare.

Mansfield District Council tenants facing financial difficulties can speak to our Financial Inclusion Officers for guidance and support. Call the main number in the first instance on 01623 463463 or email MDC@mansfield.gov.uk.

Those on certain benefits or who live alone or have a disability may also qualify for a reduction in their council tax. In addition there is a discretionary scheme for reductions in council tax. See our Council Tax pages for more details.